Portugal D7 VISA: Passive incomes, active opportunities

The D7 Visa has emerged as one of Portugal’s most attractive residency options for non-EU nationals. It allows individuals with stable passive income from pensions, investments, royalties or real estate, to reside legally in Portugal while accessing one of Europe’s most promising markets.

Who the D7 Visa is for

Introduced in 2007, the D7 program is designed for individuals who can sustain themselves financially without relying on local employment. It’s ideal for retirees, remote professionals, or investors seeking European residency through financial independence.

As of 2025, the minimum income requirement is approximately €8,460 per year for a single applicant, with additional amounts for dependents (Global Residence Index, 2025).
Applicants must also demonstrate accommodation in Portugal and a clean criminal record.

Benefits of the D7 Visa

  • Residency rights for the applicant and family members.
  • Access to the Schengen Area, healthcare and education.
  • Eligibility for permanent residency or citizenship after 5 years.
  • Tax optimization through the Non-Habitual Resident (NHR) regime.
  • Possibility to include real estate income as part of passive earnings.

These advantages make the D7 Visa one of the most flexible and affordable residency options in Europe.

Combining the D7 Visa with property investment

For many investors, the D7 Visa represents both a lifestyle and financial opportunity.
Rental income from Portuguese real estate – which can average 6.8 % in Lisbon and 6.6 % in Porto (Portugal Buyers Agent, 2025) – may be used to qualify under the passive income requirement, while also yielding attractive returns.

With property prices still rising (average growth of 15.8 % nationally in early 2025), combining real estate investment with the D7 pathway is a strategic move for long-term capital appreciation and European residency.

The D7 Visa is more than a permit – it’s a gateway to Europe’s lifestyle and financial stability. For investors seeking flexibility, profitability and a secure future, Portugal stands ready to welcome you.

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